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Bank of the West is now Bank of Montreal
Bank of the West

Bank of the West Reviews

www.bankofthewest.com
What is your customer experience with Bank of the West?

Bank of the West Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Bank of the West has a 1.4 star rating from 58 reviews and widespread negative sentiment; 93% unfavorable. Reviewers cite poor customer service, long hold times, billing and promotion disputes, missing lien releases, and problems with online banking and Zelle. Location is valued but price level is reported high.

Key Takeaways for Future Customers

  • Read Bank of the West reviews before opening accounts or chasing promotions.
  • Expect long customer service wait times and limited phone support.
  • Document payments and lien releases; follow up persistently.

Negative Feedback / Risk Areas

  • Frequent customer complaints about poor customer service and rude staff.
  • Billing, delayed deposits, and unsettle promotions disputed by customers.
  • Problems with online banking, Zelle, frozen accounts, and lost lien releases.

Positive Feedback

Some reviewers note professional staff and long-term customers value branch location.

View full overview ›

Media from reviews

Bank of the West - Reported on my credit
Bank of the West - Over a month of requesting a loan pay offBank of the West - Bank elsewhereBank of the West - SCAM RIP OFF FRAUDULENT COMPANYBank of the West - Promotional 2% MM rate not honored
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William S Fbg

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wont post transfer of funds for payoff

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Have purchased a trailer and paid the lien at sellers bank. Have proof of them receiving, but they trying to insist they dont have it, and have an attitude about it.

Loss:
$54
Pros:
  • Nome

Preferred solution: Funds I wired posted so lien will be released and I can take delivery of RV trailer I purchased

User's recommendation: Steer clear

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Mary m Ing

Reported on my credit

Bank of the West - Reported on my credit

Bank of the West inquired about my credit and i want it removed. i call and sent letter and nothing.

Preferred solution: remove it

User's recommendation: look at report

View full review
Luisa H Coq

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Looking for our Lien Release

AI Highlights
  • - Paid off RV loan with Bank of The West on 6/14/2022 (acct 4695).
  • - Lien release not received by June 30, 2022; customer service unavailable.

We paid off our RV loan with Bank Of The West on June 14,2022, Account ending in #4695 for the amount of $46,995.45. We have not received our lien release as of today, June 30, 2022.

I cannot get through on your customer service #. Please advise as we want to sell the camper and cannot because we do not have the lien release Can you please let me know when it was mailed out.

Thank you

Luisa and Christopher Hawkins

View full review
Shannon P Kef

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Joint account

My wife needs to put me on her account. I cannot get a real person on the phone. It is both inconvenient and frustrating

Preferred solution: A representative to speak with

View full review
PUISHAN L

DOES NOT HONOR THEIR PROMOTIONS AND KEPT MY MONEY FOR 8 MONTHS

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AI Highlights
  • - Promotions: $500 for $25,000 checking and $100 for $10,000 savings.
  • - An ACH hold delayed funds, causing a one-day late arrival and bonus denial.

I received a promotion in the mail to open a new checking and savings account (bonus of $500 with a $25000 deposit into the checking account and $100 bonus with a $10000 deposit in the savings account). I opened accounts online on 6/28/2021 and initiated my deposits via ACH from my Citibank during the account application.

The terms and conditions mention that the deposits must be received by the end of the month in which the account was opened, which is impossible for an ACH transfer to complete in a couple of days for accounts which are opened near the end of the month. I inquired of customer service rep regarding this issue, and they mentioned that if an account is opened near the end of the month, you have until the 7th of the following month to deposit the funds. Due to the large amount of $35000, Citibank put a temporary hold on the transfer to ensure there was no fraudulent activity occurring. As a result, my $35000 did not reach my Bank Of The West accounts until July 8th (ONE day later).

I inquired again if I would still be eligible for the bonus and they told me the Research team would not review the accounts until 1/31/2022. Ultimately, I was declined the bonus due to the funds reaching my account 1 day late as a result of my Citibank ensuring that the large funds transfer was legitimate.

Bank Of The West DOES NOT care about their customers, nor new customers, I find this instance to be almost a bait & switch tactic essentially holding customers funds as long as possible essentially giving the bank an interest-free loan for 6+ months as all accounts are not even reviewed until 1/31/2022. I am appalled by the lack of care & value for its customers that Bank Of The West has and I think I will be closing my accounts soon. I even had my local branch manager (who was very nice) advocate to the corporate office on my behalf, but they are unwilling to do anything.

I was considering doing other business with them too because they seemed to have good loan rates etc. BUT ID ADVISE YOU TO STAY AWAY AT ALL COSTS! I WOULD NOT RECOMMEND DOING ANY BUSINESS WITH BANK OF THE SHADY WEST.

UnbelievableHolding my money for 8 months interest free and not honoring their promtion...what a crooked bank. STAY AWAY so many better banks out therethis is the WORST bank and WORST CUSTOMER SERVICE Ive experienced from any bank in my life!

Loss:
$600
Cons:
  • Does not care about customers whatsoever
  • Not flexible
  • Does not honor promotions

Preferred solution: Deliver product or service ordered

User's recommendation: DO NOT BE SUCKERED IN MY ATTRACTIVE PROMOTION - THEY DON'T HONOR THEM!

View full review
Anonymous
map-marker Ankeny, Iowa

I mailed my credit card payment in to pay in full, 21 days later it still has not been applied, a clerk said they hold the checks for 15 days for security reasons. I'm one fine hair from changing bank

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AI Highlights
  • - Money sits idle and not applied to my credit card.
  • - I am declined after confirming I could make larger purchases and have not heard back from BOTW.

sitting on my money, not applying it to my credit card. I have been embarrassed a number of times due to being declined, even after I called to make sure I could make a larger purchase, just to be declined 5 min later, same with a 100.00 purchase.

I am sick of being humiliated.

I sent an email to the CEO of BOTW, I have not received any replies as of yet. Today they are still sitting on my check, they must need to get our interest rate pay pretty bad.

View full review
Louis W Atr

Extremely Bad Customer Service

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This bank has to be one of the worst banks Ive ever had. Over the phone customer service is extremely unprofessional, rude, and uneducated.

Preferred solution: Let the company propose a solution

User's recommendation: Don’t Bank Here!!!

View full review
Tim C Njc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Portland, Oregon

Terrible customer service

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AI Highlights
  • - Customer service is terrible.
  • - Managers are arrogant and use fine print to penalize customers.
  • - I was charged a fee to deposit cash at a branch.

Don't ever do business with this bank. There customer service is terrible.

The managers are arrogant and hide behind the fine print rules to penalize the customer.

I was charged a fee to deposit cash at a branch. Isn't that the main purpose of a bank is to process deposits and withdrawals form the customer.

This was one of many items on why I will never ever bank with this organization again!

Loss:
$500
Cons:
  • Uncaring staff who because of their mistakes in the past
  • Lack of servicing customers

Preferred solution: Let the company propose a solution

User's recommendation: Stay far away

View full review
Dan W Spf

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Bank of the West Employee Mistake Became My Problem

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AI Highlights
  • - Experience at the Larkspur Bank of the West went from poor to horrible.
  • - ATM delay and missing $100 withdrawal and card; Supervisor Mode off.

My following experience was with the bank itself in Larkspur, CA. It went from poor to horrible quickly.

I used the ATM to make a deposit and withdraw $100. Unbeknownst to me an employee did NOT place the ATM in 'Supervisor Mode'. As a result, I stood there waiting for my withdrawal and ATM Card of which neither were returned.

Then I had to go inside to the bank to be told the money in the ATM had to be counted and I would have to wait or return on Monday or go to the teller and withdraw the $100. I was told at the bank before leaving that the original $100 withdrawal from the ATM would be credited and I was 'good to go'.

Upon returning home I received a call from the manager who then informed me the onus was on me to call 800 488-**** (been holding 55 minutes as of this writing) and file a claim of the non receipt of $100.00.

I then pointed out that the bank's mistake suddenly became my problem and asked the manager to call on my behalf.

He said he couldn't do it since he wasn't 'a customer'.

C'mon...really?

This is the second time I've had an issue with this manager and truthfully that's why I've been using the outside ATM to avoid him.

I've been a Bank of the West for way too long to deal with this type of service. I would appreciate a call from the bank.

Preferred solution: Let the company propose a solution

View full review
Anonymous
map-marker Denver, Colorado

THIS BANK IS THE WORST, CANNOT GET CUSTOMER SERVICE ON THE PHONE IN THERE LOBBIES(WHICH THEY DON'T HAVE OPENED) OR ANYWHERE FOR THAT MATTER!!!!

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THEIR ATM SHORTED ME 40.00 AND CANNOT GET THEM ON THE PHONE TO VERIFY THAT THEY SHORTED ME, HORRIBLE BANK!!!

Loss:
$40

Preferred solution: I WANT MY 40.00 DOLLARS

User's recommendation: DON'T OPEN A ACCOUNT WITH THEM

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Wilfred J Qki

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

My account and debt card

AI Highlights
  • - The user reports payments are blocked, including Amazon purchases.
  • - They want the card ending 618945 unlocked and say they pay monthly bills.

Hi Wilfred Jones i have account with you why are you blocking all my payments i make to buy things you have block many of my things i buy on amazon and other company i buy things in the being of the month i have bills why are you blocking them unlock my debt card 540324****618945 what is the problem i pay bills every month Thank you Wilfred Jones

Preferred solution: Deliver product or service ordered

View full review
Stephanie D Uox

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Worst Bank Ever

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AI Highlights
  • - For 3 years I never received a payment booklet or account access.
  • - Phone holds and no help; autopay fees appeared as late charges on my credit.

I've held a loan here for 3 years, never received payment booklet, never able to sign on to view my account and have called hundreds of times with hold times up to 2hrs. I blindly sent payments through bill pay never knowing when they're even due, only to find they have been piling up late fees i had no idea about as i was paying my monthly amount on autopay.

Now I have hits on my credit for late payments for the late fees I had no idea about. Still, no one will assist. Finally got through after waiting an hour and a half only to be told it's not their fault no one answers the phone.

And the bank made the decision to stop monthly statements. I've never received mail because they had the wrong address apparently and still they take no responsibility after I've paid every month for 3 years

Loss:
$950
Cons:
  • Uncaring staff who because of their mistakes in the past
  • No communication
  • Statements not available turned of by bank

Preferred solution: Late fees refunded and removal of late payments on my credit report

User's recommendation: Do not use, POOR or actually NO customer service

View full review
Anonymous
map-marker Los Angeles, California

Need to know if there is any money left in an account

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AI Highlights
  • - I was on hold for almost a full hour with nothing happening.
  • - Shabby shabby service.

I was on hold for almost a full hour, with nothing happening.

My 102 year old step mother passed away last week, and all I was attempting to do for my quite distraught 101 year old, WWII Air Traffic Controller, that sent the planes to Normandy on D Day, was to inquire if he had left any funds in your bank, when he switched to Chase, as he needs every penny, as he needs to move.

Shabby shabby service.

Sharon Rose

User's recommendation: Don’t bank there

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Michael O Pfi
map-marker Clearlake, California

Check my savings account

I'm not sure of what bank I'm doing business with butt it was 14 1/2 Miles away from hammsburg Germany and I thought the teller said the one with a bear on it please help me with that.

Pros:
  • Professionalism and friendliness

Preferred solution: Full refund

View full review
Bob G Ypb

!back of staffing and a manage that those not care

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AI Highlights
  • - Ketchum Bank of the West was not open today due to staff shortages, with only outside-window service.
  • - Reviewer questions service quality.

Today, Nov 26th ready was the last draw for my wife and I. Visited the Bank of the West in Ketchum to make a deposit at approximately 11;00 am.

What happens. Not open with a sign stating not open today due to lack of staff. Interesting statement. The other banks in the area were open.

Question, do

you call this good customer service as the company states in ads?? Was this approved to close by the state banking committee?? there have been times the manager will close the bank for lunch also. Speaking of the manager one never sees her get up from her deck across from the lobby to help the customers.

And to further make a point, the branch is not open to the customers all have to use the outside window. Why?? it snows and gets very cold and windy at times. Again is this good customer servicing.

I am a retired banker of over 40 years of operating numerous branches at a time. Never would myself or my staff treat customers the way your manager and staff operate.

We and others will be looking into a bank that wants to give good customer service and treat customers with respect. Thank you for your time.

Cons:
  • Lack of servicing customers

Preferred solution: Let the company propose a solution

View full review
Anonymous
map-marker Omaha, Nebraska

Poor service at the drive thru.

We went to the Bank of the West at 87th & W. Center Rd in Omaha, NE to make a payment.

I was in back of a pick up truck at the drive-through. That clown took 15 minutes for his transaction. Several times he was required to pull something out of the roll out, sign it and then return. 15 minutes In the drive through!

I was about ready to blow my horn. So then he finally pulled out and I pulled up to the window, there was nobody there. Two bankers were busy doing something under the counter. Then some banker.

was busy posting signs and she came up to the window and thanked me for my patience. I told her, I have no patience, I have a transaction and Im growing old waiting in line. She walked away in a short time later some Hispanic banker came up to the window again thanking me for my patience. I told him to just do my transaction and make it quick.

The line at the drive-through next to me took about that same time because it was a title company car. It was about 14 minutes for him. They should put a sign at the drive-through, quick transactions only, all other businesses must be transacted inside.

To make it worse, I cant find a corporate complaint email number for Bank of the West. Wtf

User's recommendation: Don’t do business with bank of the west.

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About

Related Companies

BNP Paribas, Essex Credit, Nickel France, Banca Nazionale Del Lavoro, Findomestic

Summary

Bank of the West is a subsidiary of BNP Paribas. It is focused on safe, conservative banking practices and service-focused decisions. Its activities include wealth management, national finance, commercial and regional banking. All deposits of Bank of the West's customers are insured by the Federal Deposit Insurance Corporation. Bank of the West has over 700 locations in 19 states. The mission of the company is strengthening the communities that it serves. The company is proud of its history which can be called "135 years of stability". Bank of the West states that during all this time its foundation has been good relationships with clients.

Bank of the West reviews and complaints

Bank of the West is ranked 346 out of 1715 in Banks category

Area Served

USA

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